Whether your business is retail or wholesale, non-profit, service industry based, telephone, mail or Internet-based, GotoBilling’s Payments Module is the perfect choice to handle all your financial transaction processing needs.

• Real-time credit/debit card and electronic check processing
• Powerful recurring transaction features
• ACH and Check verification and conversion
• State-of-the-art re-presentment functions
• Direct deposits to Pay Vendors and Employees

GotoBilling is engineered with many time-saving features and automatic validation features to increase accuracy and maximize productivity. Credit card account number and ABA Routing/Transit Number validation occurs at time of data entry to minimize time wasted on handling administrative returns. GotoBilling also features an extensive set of default settings for minimizing keystrokes and errors by auto filling screens with your most common transactional information.

Our end-to-end security features offer added peace of mind, as Spectrum’s GotoBilling application is fully compliant with the Payment Card Industry (PCI) standards.

 

Real-Time Payment Processing GotoBilling is only the payment application you'll ever need. We offer single and recurring credit card and debit card transaction processing for all the major credit cards. Visa, MasterCard, American Express and Discover payments are instantly approved then deposited directly into your bank account.   Recurring Payments GotoBilling’s recurring payments module is the most comprehensive payment solution for your customers, offering the option of credit card, debit card or ACH electronic check transactions. Your customers will enjoy the convenience and peace of mind knowing that their bills will be paid automatically and on time. Saves time and reduces administrative burden Reduces the costs associated with manual billing and collection items Increases the consistency of your income stream Reduces declined authorizations Helps mitigate risk Enhances customer loyalty Improves profitability

 

ACH and Check Payments
Businesses of all sizes are converting paper checks to ACH debits to decrease costs and increase operational efficiencies. Our Payments module enables you to accept payments whether you prefer to receive a check at the register, in the mail or over the phone.

• Reduces administrative burden of processing payments
• Reduces cost to process transactions
• Improved revenue flow, since electronic payments are typically processed faster than checks
• Greater consumer protection
• Improved visibility into cash position

 

Pay Vendors and Employees
GoToBilling makes paying your vendors and employees easy. Simply set a date and amount to be paid, and you're done. On your set date, your vendor and/or employee will receive a payment confirmation email from you and your payment in their bank account.

• Reduce paperwork, save time and cost
• Reduce the risk of stolen or misplaced checks, and decrease the risk of fraud
• Improve productivity and respond easily to your employee’s needs

 

Shopping Cart and Gateway
We have plug-ins for nearly every shopping cart on the market. In addition, we have an API that provides you with the tools you need to custom code your shopping cart to accept both credit cards and checks online.

 

Reporting
Real time reports, how you want them, when you want them. GoToBilling even connects you to your on-line banking making it a breeze to reconcile payments with actual deposits.

Our robust reporting tools are flexible, allowing you to choose either combined or separate reports.